Simulating Refused Transactions

In the sandbox environment, you can simulate various refused responses by utilizing various refusal codes for the client name

...

"paymentInformation": {
        "cardHolderName": "<Refusal-Code>",
        ...
},

...

Refusal Code	Value
REFUSED4	HOLD CARD
REFUSED5	REFUSED
REFUSED8	APPROVE AFTER IDENTIFICATION
REFUSED13	INVALID AMOUNT
REFUSED15	INVALID CARD ISSUER
REFUSED17	ANNULATION BY CLIENT
REFUSED28	ACCESS DENIED
REFUSED33	IMPOSSIBLE REFERENCE NUMBER
REFUSED34	CARD EXPIRED
REFUSED38	SECURITY CODE EXPIRED
REFUSED41	LOST CARD
REFUSED43	STOLEN CARD, PICK UP
REFUSED51	LIMIT EXCEEDED
REFUSED55	INVALID SECURITY CODE
REFUSED56	UNKNOWN CARD
REFUSED57	ILLEGAL TRANSACTION
REFUSED62	RESTRICTED CARD
REFUSED63	SECURITY RULES VIOLATED
REFUSED75	SECURITY CODE INVALID
REFUSED76	CARD BLOCKED
REFUSED85	REJECTED BY CARD ISSUER